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Promoting responsible lending practices on online peer-to-peer platforms builds market trust and deters the need for further regulation.

Regulations need to be aligned to improve the efficiency of environment, social, governance investments.

More attention needs to be given to borrowers' wider financial condition to ensure customized loan management.

Policies should encourage private sector participation in building long-term patient capital to support innovative start-ups.

In the Republic of Korea, financial firms need to enhance the convenience of mobile services and ensure universal accessibility.

Reforming the calculation of lending rates could improve delinquent loan collection.

Financial support and credit rehabilitation can help financially vulnerable borrowers to repay their debts amid economic impacts of COVID-19.  

Policy makers must improve labor market conditions and reduce employment uncertainties as part of their economic stimulus plans.

Earth observation data can help farmers increase crop yields and save water at the same time.

The idea behind shared responsibility mortgage is to link the principal balance and interest payments to a house price index.