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In the highly competitive Korean market, policy makers need to adjust performance indicators and incentives to encourage banks to increase technology financing.

More attention needs to be given to borrowers' wider financial condition to ensure customized loan management.

Reforming the calculation of lending rates could improve delinquent loan collection.

Close cooperation between civil groups and authorities is needed to make the streets more walkable and safe for pedestrians.

Setting the criteria for classifying environmentally sound investments can help the Republic of Korea transition to a carbon-neutral economy.

Lessons from efforts of the Republic of Korea to help financially vulnerable borrowers before the pandemic can help shape effective measures.

The idea behind shared responsibility mortgage is to link the principal balance and interest payments to a house price index.

In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.

The Republic of Korea wants to help businesses to secure loans using movable assets, including goods, receivables, and intellectual property.

Managing household debt is becoming increasingly difficult for low-income households.